Me (as long as I pay my taxes) and the mortgage holder (as long as I pay my monthly payments).............
Some will hold that you don’t own the land but only own the rights to it.
Ok so your mortgage holder is allowing you to pay big bucks so that you can pay taxes on your property for the rest of your life. Sounds to me like the government only rents you the property and the mortgage holder charges you a lot of interest on the money you borrowed from them to pay the last “Owner” for the privilege of renting it from the government.