[Alberta's Child]

I’m amazed that a state like Maryland would have such a low minimum threshold for liability insurance.

[sitetest]

Dear Alberta’s Child,

Many people here on Free Republic are critical that states require any auto insurance at all for licensed drivers.

However, the state’s minimums aren’t unusual. For PIP, Florida (usually a red state), California, Texas (good red state), Virginia (has been a good red state), and West Virginia have no minimum requirement. There are states with higher minimums, but even New York’s high $50,000 minimum wouldn’t have paid all the bills for these two kids.

sitetest

[maica]

I’m amazed that a state like Maryland would have such a low minimum threshold for liability insurance.

&&&&&&

Liability is for personal injury of people that the insured hits. The coverage does not cover self-inflicted accidents.

[mvpel]

$2,500 is a typical deductible amount for a major-medical insurance policy.