I guess you can put a price on your kids health. Just what kind of policy cost $1200 a month? What did they do, go to “Mike’s Insurance” and get a quote?
I think we can, based on the price they quoted, infer daddy's age (if not mommy's) and the existence of any preexisting conditions in this little group.
Some smart guy out there might even know how to figure out daddy's blood pressure with the information we have and the probability of his having rectal hemorrhoids.
The quote of $1200 a month is for NOW...AFTER the accident!! They could have gotten insurance tons CHEAPER BEFORE the accident but they chose to have you and I pay for their health care!!
I guess you can put a price on your kids health. Just what kind of policy cost $1200 a month? What did they do, go to “Mike’s Insurance” and get a quote?”
2 Adults 4 kids Now 2 of the kids have ongoing and expensive problems concerning brain injuries. Price doesn’t sound too bad with the existing problems.
She could have gotten cheaper BEFORE she drove into a tree with her kids.
That’s the price for a quote they got RECENTLY, with the kids pre-existing conditions. Frankly, my GUESS is that they just priced some insurance so they could be more sympathetic when they came out — I don’t see why they would be looking to buy insurance AFTER the accident, when they didn’t before the accident.
After all, now they know they have coverage under SCHIP, so why price insurance for the kids that are already covered, if not just to get an inflated number to use in your argument?
The point is the $1200 number is NOT what it would have costed for insurance before the accident.
On the other hand, the accident was horrendous. The result was devestating. And even with medical insurance through SCHIP, the family DOES have other expenses. They had to replace the car. They had to remodel the house to make it livable for the disabled child, they took out a 2nd mortgage (equity line of credit?) for that.
Taking care of the child takes time and would make it a little harder to get a new job, or to work longer hours.
Yes, the family CHOSE not to buy insurance, but we do encourage that choice — it’s the Democrats who want to take away your choice to not buy insurance. Yes, they did take our tax dollars when their choice turned out to be a bad one, but they DO SEEM to be a family that fits under the parameters of the program.
They were a lousy choice by the Democrats, if we emphasise that they are pretty well off, that the existing SCHIP program worked for them, that no expansion is needed to continue to cover them, and that it’s the DEMOCRATS that have caused them to lose their coverage, in order to hold them HOSTAGE.
That's for after-accident insurance. I.e., when the two kids who still need rehab services now have "pre-existing" conditions.
It's very misleading. The whole point of FReepers' research is to point out that the Frosts could've bought much cheaper insurance before the accident.
Know what else is misleading? Karen Tumulty --and all the other DBM reporters-- cite the tax's assessor's number as the "value" of the Frost's house, in an obvious attempt to minimize it.
Reporters know (or should know) that tax assessment does NOT equal "value," especially market value.
They could have chosen a high-deductible plan for less than half of that, and paid for ear infection doctor's visits and the linke out of pocket. After his son's horrific accident, the most he would have paid is $5,000, with the rest covered by insurance. That is less than 5 months of premiums under the expensive plan.
The fact of the matter is they could have afforded to do that. Irrespective of scholarships and commerical spaces. They could have afforded the $4400-6800 per year for such a plan. They CHOSE not to.
“I guess you can put a price on your kids health. Just what kind of policy cost $1200 a month? What did they do, go to “Mike’s Insurance” and get a quote?”
Yeah no shit, I have full coverage and pay $310 every other month.