One of the fastest growing segments in medicine is boutique or concierge medicine. It’s all out of pocket and very, very pricey — but no waiting (ever) and the doctors make house and office calls.
The way I see it shaking out is that medicaid/medicare etc. etc. go away. Everyone that wants can sign up for basic care. Private insurers and the boutique doctors pick up the slack with private coverage that supplements the basic care.
Is that really different from what we have now? The only difference I see from what we have now is the part about Medicare/Medicaid going away. Again, I don’t really see that ever happening as there will always be people who never purchase any insurance yet they will become ill and injured. If the govt. has to pay for them, we still have Medicare/Medicaid.
And as far as “basic” insurance goes, I’m sure the govt will get to determine what basic is and that will be much more extensive than most basic insurance coverages today. Also, just like today, more and more people will be complaining as they see the rich get the special treatment with no waiting. They will want the same and will petition the govt to get it from the insurance companies. Can you say higher and higher costs?
I don't know about "very, very pricey." $2000/yr. is not nothing, but it's not "very, very pricey" either.