To me that is a reasonable approach. There is the public system as a safety net but you can make your own arrangements if you choose.
It is not the federal or state business to run a health insurance business.
And just when has government ever:
1: ran anything successfully.
2: Ran anything economically
3. Not encroached incrementally until they had total control - "toe in door" modus operandi"
Don't let these wolves in sheeps clothing in the door - their basket of goodies is poisoned
Just because someone is born does not mean that I have to pay for their medicine, or their food, or their rent. I have to pay for a lot of people who are third generation welfare people.
I am not their slave and I resent being forced to pay for a bunch of welfare careerists.
The welfare system in socialism eliminates the private safety nets like churches, charities or families. PS if you are a lazy slob and have to live with your family, they eventually tell you to get off your fat rear and work. help.
Too many of these welfare careerists, I call them dolists vote for people like Hillary or other democrats. I say let them starve or pay for their own dirty needles.
If you create a medical safety net, you take away the freedoms of doctors and pharmaceutical companies to make profits and then turn those profits back into miracle cures of the future. After ten or fifteen years those miracle cures are then available for a fraction of their inital cost to people across the world, including the other socialist countries who produce very few medical cures compared to our private system. Almost anyone even the very poor have access to those cures and treatments if they pursue doctors and pharmaceutical companies representatives. It just takes asking for help and there are plenty of people who will help them.
Let the government prove it can managa social security, then maybe it can be trusted to manage something else like the welfare system. The government already has almost destroyed our medical system. That is most of the reason why medical costs spiral out of control. My wife can not get a flu shot at her private doctors, do you think the giveaway of flu vaccines at supermarkets and to the poor have anything to do with that.
Did I hide my disdain for an incompetent bureaucracy? PS I am one of those bureaucrats and I hate the stifling regulations, and the lazy bureaucrats who are impossible to fire because of the crappy racist government unions and ACLU lawyers and liberal judges and hearing examiners.
Did I leave anything out?
Yes, just like our education system...you sure that would be best???
The “opt out” in both GB and German is for the top 10% of the income bracket.
Such an “opt out” is elitism at its worst.
The free market is the best and only way to go. People should pay their own way for all maintenance and minor issues. Insurance should be for catastrophes.