I’ve been pointing out these ideas to my son for years, before Fred ever said anything.
I’ve been pointing this out to an African American co worker, since her husbands all died young, it would have been to their benefit to own their own accounts.
What Fred is saying now is better than what I remember from years past, but I’ve been advocating private accounts.
I hope as you say, young people pick up on this.
Private accounts are the only long term solution, but we have to buy time to get there. Fred is merely making suggestions about how to buy time. Though I think I've heard him make a comment about private accounts. I'll have to pay closer attention, in the future.
The two young coworkers I've talked with the most, are both liberal, but both are strongly in favor of private accounts.