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Romney: Cap Medical Malpractice Lawsuits [Romney vs Reagan]
Associated Press ^ | November 21, 2007 | By DAVID PITT

Posted on 11/21/2007 1:29:05 PM PST by Jim Robinson

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To: broncobilly

Health care is a private service business. Insurance is a private service business. Free or government subsidized health care or health insurance are not constitutional rights. It would be unconstitutional for the government to pay for private services for individuals. It would also be unconstitutional for the government to force individuals to subscribe to any private service business. Furthermore, using the tax code for social engineering is unconstitutional.

If a local community, church, charity or group of doctors, etc, wishes to provide a local hospital, emergency room or clinic for poor people, more power to them. But it’s none of the federal government’s business.


21 posted on 11/21/2007 2:30:50 PM PST by Jim Robinson (Our God-given unalienable rights are not open to debate, negotiation or compromise!)
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To: xzins

Why would you not carry “uninsured motorist” coverage on your insurance policy? It’s not the government’s business to insure your private property or to force your neighbors to cover it for you.


22 posted on 11/21/2007 2:34:00 PM PST by Jim Robinson (Our God-given unalienable rights are not open to debate, negotiation or compromise!)
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To: DrC

Fix the real problem them. Don’t compound it.


23 posted on 11/21/2007 2:35:41 PM PST by Jim Robinson (Our God-given unalienable rights are not open to debate, negotiation or compromise!)
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To: xzins

Sorry, that analogy does not work for me.

So what did people do before they had cars or mandated insurance?

They apparently were able to get along.


24 posted on 11/21/2007 2:38:20 PM PST by SoConPubbie
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To: Beagle8U

Look up the McCarron-Ferguson Act.

It exempts insurance companies from federal regulation (like anti-trust laws), and puts it in the hands of the states.

Insurance companies, headquartered in one state, are conducting business in another state. That’s interstate commerce, and the Constitution grants Congress the right to regulate interstate commerce. So why did Congress, in its infinite stupidity, strip themselves of a Constitutionally-guaranteed power?

Because there is no federal oversight, insurance companies are free to practice price collusion, and create oligopolies. They also cherry-pick which states are most profitable, threatening to leave the state if state insurance commissioners impose regulations that are too consumer-friendly. The states are handcuffed.

Most of the problems with the insurance industry today are *because* there is no Federal anti-trust oversight of insurance companies.

Some things are best handled at the federal level, which is why the Constitution gave Congress that power.

Insurance regulation and tort reform are two examples of things that are best handled at the Federal level.


25 posted on 11/21/2007 2:40:40 PM PST by bw17
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To: bw17

It’s a private business!!!!


26 posted on 11/21/2007 2:44:02 PM PST by Jim Robinson (Our God-given unalienable rights are not open to debate, negotiation or compromise!)
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To: xzins

Furthermore,

What should happen is that if the owner of that car cannot pay for damages, his car and his right to drive are taken away for whatever would be an appropriate amount of time. The car or what it is worth should be given to the victim.

One thing I do know, our lives would be much simpler, productive, and happy without the government mandating things that belong to the choice of the individual.

If the founder’s of this country were alive today, they certainly would not be in favor of this type of nanny-statism.


27 posted on 11/21/2007 2:44:15 PM PST by SoConPubbie
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To: xzins
Your insurance company covering the damages from an uninsured motorist is the same as what the hospitals do now. All car insurance rates go up to cover the problem. And in the hospital’s case, all hospital charges have to go up to cover the uninsured patient.
I think the problem could be solved if there was a regular, easy means for insurance companies and hospitals to garnish wages, attach liens to property, or put someone in a work/jail situation. Is that feasible? (debtor's prison?)
28 posted on 11/21/2007 2:44:21 PM PST by broncobilly
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To: xzins

For years, conservatives have been saying to prioritize and buy health insurance. Now that the MA law is requiring them to do that, some people are complaining.


29 posted on 11/21/2007 2:52:34 PM PST by GOP_Lady
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To: GOP_Lady

Do you not see the difference between “You should buy insurance” and “You must buy insurance?”


30 posted on 11/21/2007 2:53:58 PM PST by BykrBayb (In memory of my Friend T'wit, who taught me much. ~ Þ)
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To: xzins
Again, we require car insurance.

Car insurance is only required when you operate a motor vehicle on the government owned roadway. Bad analogy between car insurance and health insurance.

31 posted on 11/21/2007 2:54:13 PM PST by yuleeyahoo
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To: BykrBayb

Yes, but some people have to be forced into it.


32 posted on 11/21/2007 2:54:44 PM PST by GOP_Lady
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To: xzins

Auto insurance is only required for the privilege to drive. I can decline to have it without penalty.

I can’t decline Mitt’s health insurance without penalty.


33 posted on 11/21/2007 2:54:50 PM PST by Retired Greyhound
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To: Jim Robinson

Clamping down on attorney fees and establishing caps in class action cases would accomplish more.


34 posted on 11/21/2007 2:55:12 PM PST by joebuck
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To: joebuck

That would help as well. I see it daily. I work for defense attorneys.


35 posted on 11/21/2007 2:55:59 PM PST by GOP_Lady
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To: GOP_Lady

No, they don’t. The don’t have to be forced to quit smoking, eat healthy, or read your favorite publications.


36 posted on 11/21/2007 2:56:15 PM PST by BykrBayb (In memory of my Friend T'wit, who taught me much. ~ Þ)
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To: GOP_Lady
"Now that the MA law is requiring FORCING them"

Fixed it.

37 posted on 11/21/2007 2:57:08 PM PST by Jim Robinson (Our God-given unalienable rights are not open to debate, negotiation or compromise!)
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To: Jim Robinson

Good is what I say — RESPONSIBILITY.


38 posted on 11/21/2007 2:57:55 PM PST by GOP_Lady
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To: GOP_Lady

I know it’s a little disheartening that somethings have to come to that.


39 posted on 11/21/2007 2:59:25 PM PST by GOP_Lady
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To: bw17
” They also cherry-pick which states are most profitable, threatening to leave the state if state insurance commissioners impose regulations that are too consumer-friendly. The states are handcuffed.”

That is the part you fail to understand!

If some socialist craphole state imposes a bunch of stupid regulations that make it unprofitable for business to operate, the voters in that state can vote them out of office.

Its not my problem!

If socialist morons want to screw up their state they can pay 100% of the cost of their actions.

40 posted on 11/21/2007 2:59:32 PM PST by Beagle8U (FreeRepublic -- One stop shopping ....... Its the Conservative Super WalMart for news .)
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