People don’t understand do they, if you are self employed it sometimes takes a lot of money on the table to make money.
I was more comfortable taking big risks at half my age though I am pretty much a bricks and mortar sort these days unlike in the 80s when I would venture the farm.
I’m envious of young people with stellar education like good law or medical jumping right out into comfortable salaries...it’s the smart move if one has the aptitude
It’s fun to be the master of your own universe but the various taxing entities and the banks or instituional lenders require their own reckoning
I never planned on what I do now...lol.....I lived a life of adventure the first 20 years of adulthood