Good point....as civilians now .....if we HAVE to reload we should be headed to a rifle or egress to safer diggs ASAP !
There are a couple of variations. If I'm inside a store or subroom of a mall and I suddenly hear really loud popcorn, I'm not going to assume it's lightbulbs falling from an upper tier. If there are other folks barracaded/cowering inside a store or mall office, I might pick a nice position within where I can effectively cover the door, rather than leave those within defenseless. Likewise, if on an upper story, I might prefer to cover the stairways/escalators and let my targets come to me. And just because I might have dealt with one potential hostile visitor doesn't mean I'd consider the event concluded; I've flown through Lod Airport too many times for that.
Third possibility: I might go hunting. But I've always found ambushes to be more economical.
I provisionally agree.
Granted, no one knows the future, but with the idea I might face jihadis in public rather than criminals, I have developed a "standard" and a "heavy" loadout.
Not recommending it for anyone else, but it's my preference.