[knuthom]

There is only one good way to use credit cards. I use my credit card for everything, but I pay in full every month. I never carry a balance. I have always done it this way, even back when we had little money.

[Ueriah]

Here here! Bills PIF’d every month! I am proud to say I have managed I’ve gotten to the point where I don’t spend more then I make and have zero debt! It can be done... (but UGH some hard work involved)

[Niteranger68]

There is only one good way to use credit cards. I use my credit card for everything, but I pay in full every month. I never carry a balance. I have always done it this way, even back when we had little money.

Same here. If it can be put on the plastic, I do it. My CC company pays me back 1-2% on all purchases and I have 25-55 days of interest free purchases. Works for me!

[JZelle]

"There is only one good way to use credit cards. I use my credit card for everything, but I pay in full every month. I never carry a balance. I have always done it this way, even back when we had little money."

Same here. The credit card companies hate us. They consider us freeloaders.

[MrB]

Using one credit card for everything and paying it off every month gives you a nice budgetary paper trail, doesn’t it?

It’s what I do too.

[taxed2death]

“There is only one good way to use credit cards.”

I just take one or two of the twenty or so CC offers I get in the mail each week, apply for new ones...use ‘em up and then toss ‘em when they don’t work anymore.

Just like magic.... more offers appear every week...and I start the whole cycle all over again.

Works for me.

[Cobra64]

I use my Amex for everything because I don't like writing 20,000 checks every month.

Mortgage payments, insurance premiums, etc. are on bank payment auto-pilot. In fact the mortgaqe payment is semi-monthly; it knocks one year off the 15 year 4.78% loan.