Join the Army and after basic training apply for OCS. Become an officer, get real world experience possibly in the accounting or finance field. Pay off your student loans and see the world. After you put in 20 years retire with a pension, and seek a job out in the civilian world. Employers will be beating down your door to hire you.
Or sit there and whine a lot. Your choice.
I don’t know about the Army, but the Navy will recruit someone with a degree directly into an officer program. With a high enough grade on the test and a good physical, one can go directly to OCS.
Also, I understand from friends that FedGov is hiring civilian aquisition types. Apparently they’re very shorthanded. An accounting degree sounds appropriate for that.