Well if its all that < /s>.
Sarcasm aside, I work in the family business....around 12 employees, it varies, with part time. I carry my own insurance with a high deductible and a HSA. My premium is only $ 83.00 a month and $25.00 for dental.
It's basically major medical with 3 preventative visits a year , and its Blue Cross. So for less than $115.00 a month I'm protected, I don't run to the doctor, I never have, I take care of myself. I like it just the way it is.
What state are you in?