Darnellas Caldwell tries to reach her mortgage company on an October day last year, to find out exactly when she has to vacate her home.
In her own stupid words...POOR ME! Video at link.
I just shake my head when I read stories about idiots like this... but then I get angry when I hear about gubment plans to bail out these fools.
Man... how stupid can a person be and still live?
This one should be made into a country/western song. It would top the charts.
Wow to her story. This is the type of person though that could win millions of dollars in the lottery and in the end have nothing to show for it. Maybe Oprah and Dr. Phil can pitch in to get her a new house. Better yet President Obama, Clinton, or Edwards will have us all pitch in to get her a new one.
Government education bearing its fruit...
9th grade dropout explains it. Missed out on the HS economics class that teaches people how to balance checkbooks, have a budget, and...
oh wait a minute, that was when I went to school...
well then again, she’s 39, so perhaps she would have gotten it...
...and...how to save/invest.
This looks like a problem that began at least 20 years ago.
-ccm
There is nothing surprising or unusual about this story.
Sad about her son: Dontrae, 10, drowned in a swimming accident at a church-sponsored camp.
What do you want to bet this was a church program for underprivileged kids, which is no longer in operation.
Nookin fah Nub in all the wong pwaces.
She never envisioned being homeless.
I'm having problems envisioning a 39-year old grandmother of five.
Maroon
Does anyone remember if this issue has come up in the debates?
And if so, did any of the candidates tackle the issue head on?
I don’t remember it coming up.
A mere 'bail out' is only one possible solution being suggested. Many people believe they are owed a house as a matter of 'fundamental human rights.' Wait until the Democrats take over the government next year.
'Have I got a surprise for you, my friends,' say two Oregon professors:
Seeking Back Pay on the American Dream
Excerpts:
Two OSU professors argue blacks deserve reparations for decades of homebuying rules that hobbled their prosperity.Judith Pitre was well aware of the Portland Housing Authority's racist history. For 33 years, she worked for the same agency that had colluded to keep her family and other African Americans from owning their homes and from living where they pleased.
Until she retired in 2006, Pitre, 60, oversaw a program set up to help the poor -- many of them black -- get off housing assistance and into homes of their own.
But it often seemed hopeless. Decades of government-sanctioned racial discrimination had entrenched a system that made it impossible for many African Americans in Oregon and across the nation to purchase and profit from housing, barring them from the very gateway to the American dream.
Housing discrimination so hobbled the lives of African Americans that the government should pay reparations, say two Oregon State University professors.
In their study, "Housing Discrimination as a Basis for Reparations," recently published in Public Affairs Quarterly, philosophy professor Jonathan Kaplan and political scientist Andrew Valls argue that government discrimination played a key role in the wide gap in wealth between white and black Americans that exists today. Poverty, Kaplan says, cannot simply be attributed to self-destructive behavior among African Americans.
The median net worth of white families is about $121,000, the study says, compared with $19,000 for black families. Though much of the controversial reparations debate has centered on slavery -- which critics say is impractical to do -- Valls and Kaplan say the magnitude and harm of more recent racial injustices make the reparations case.
"There's a widely held perception out there that there was discrimination in the past but that for the last 40 or 50 or 60 years, African Americans have gotten a fair shake," Kaplan says. "That has not been the case. The degree of state complicity was really quite striking." * * *
The FHA developed a risk assessment for insured loans that rated white neighborhoods highest and black neighborhoods lowest. Homes in black or mixed neighborhoods were generally deemed uninsurable. The GI Bill had similar restrictions.
The FHA then promoted racial covenants, common in Portland, prohibiting African Americans from moving into certain neighborhoods. Even white homeowners who didn't mind living next to black neighbors often had no choice but to buy in all-white areas, Kaplan and Valls say, because they couldn't get FHA loans in mixed neighborhoods.
From New York to Oregon, thousands of African Americans saw the American dream blossom around them, yet faced countless obstacles in cultivating it for themselves. * * *
As in other cities, property in designated black zones was undervalued by white assessors and property values in white neighborhoods were artificially appreciated, says Karen Gibson, a professor in Portland State University's school of urban studies and planning. That triggered white flight, creating central cities, or sections of central cities, that were overwhelmingly black and with few resources.
By the '70s, Portland had more segregation of white and black residents than any West Coast city besides Los Angeles, according to the Indexes of Racial Residential Segregation.
More often than not, African Americans in Portland found themselves renting from a white landlord. Even today, just 37 percent of black Portlanders own their homes, compared with 64 of white residents.
Don't get me wrong. I'm not arguing for reparations. I'm just suggesting that the issue is being developed right now by Left Wing Democrats in DC.
Sure, if you are an idiot, you might have to consider that question. Normal people would intuitively know that it is not absolutely necessary to mortgage a house and then not pay back the loan...
These are people who have already been provided about $100,000 worth of free government education. I'm not sure how much good some "credit counseling" would do...
Good Lord! Wow! That is incredible. First of all a grandmother of five at age 39. I will be 39 in May and am far from a grandfather. My oldest of 3 boys will be 10 in March. I could not imagine being called Grandpa. lol. This women is incredibly ignorant. From 500,000 to nothing. Where is this boyfriend of hers that took her home? He just left it too? What about insurance on the home to fix from the hail storm? More facts are needed to these unanswered questions.
The reporter acts as if the collection agencies were after her. I guess it's better to get a misleading sob story going about female idiot, rather than a male idiot who lost his house.
Homeboy couldn't even make payments on a house he didn't pay for. How in the hell was his credit good?
The ruthless exploitation of her naivete shows the dark underside of the hawking of the American dream.
The natural result of boundless stupidity is disastrous.
I cannot believe the left-wing hand-wringing analysis of this idiocy.
Stupid people pi$$ away money foolishly and cry that it was somebody else's fault. Woe is me.
What a waste of ink. Too bad that the taxpayers will bail this nincompoop out and enable her to do even stupider things with her ill-gotten gains in the future.
This is where the Democratic Party is leading us. Dumbed down students who are indoctrinated with a hatred of capitalism and urged into unprotected sex, totally dependent on government for food, housing and anything else. It’s easy for many to condemn this woman, but the seeds were sown during the FDR years and took sprout during the LBJ years. The Democrats will use her as an example of what happens when you stray from the plantation. Democrats have destroyed black families, black dignity and black esteem. And they’re working on the rest of us right now.
Darnellas Caldwell tries to reach her mortgage company on an October day last year, to find out exactly when she has to vacate her home.
In her own stupid words...POOR ME! Video at link.