This is always put forth on this forum like it's the end all argument. Hard to believe this is a place for those concerned with all controlling government. So they give up control of their own operation in exchange for exemption from some threat. Sort of like the restaurant owner buying his linens from a certain linen company in exchange for exemption from "accidental" fires.
The lady asked me why Congress is involved, and I answered her. I don't agree with it. I don't think the Feds have any place in it. But that is indeed their justification for sticking their noses into it.
L