[purpleraine]

I'm a financial planner with many successful clients doing what I've recommended. I don't sell the product, but I recommend it to some of our clients who own property and for most people it would be a better deal and less risky than paying off their house. Having all of your home value locked into equity can be very risky.

Personally my husband and I are doing well.

Did you have something specific to criticize about the approach or a question or are you just trying to wedge in a little personal attack without substance?

[LiveFreeOrDie2001]

Question:

Should we strive for a balence?

In other words, have a large nominal amount, say 5-6x your annual salary in retirement accounts, plus 1x your annual salary in an individual account, THEN start paying off the Mortgage early...?