If it works like most lotteries, if you take the lump sum it’s have of the advetised amount, which it the amount of the annuity once it’s matured. So the would have taken a lumps sum of 90 million before taxes. They still lose over a third of their winnings though.
I’d take the 60 mil in hand now and take the money and run. my other half would want the 20 year payout.. she likes annuities. oh well, that would be a heck of a predicament to be in that I know we all would readily welcome.