Where in the U.S is there no risk of natural disasters? Every region has its risks. I’ve lived in 7 states and in two of them, I’ve been in floods and luckily my homes were on high enough ground that they were not flooded out when much of the city was. In calif, there were earthquakes and wildfires. We will all have to pack into a few places to not be at risk. It costs too much to get private flood insurance for a reason. People had been farming in Grand Forks, ND for hundreds of years. Was the flood there what they all deserved for living there in the first place? We’re going to have a lot less food if every farming community in a potential flood zone has all of its people leave. Some people take unnecessary risks and do not deserve assistance when they screw up. We all have to live somewhere though and it’s getting to be a crowded place this country is.
I don’t know exactly what you’re trying to say, but I live in an earthquake zone, and I have earthquake insurance. Most people here do not. My mortgage lenders were shocked I was getting it. As far as I’m concerned, I’m being responsible to a fault, others aren’t. That doesn’t mean I don’t pitty those without flood insurance, but if you live in a flood plain & don’t have flood insurance, you’re gambling (as those who are living in an earthquake zone without insurance are).
I don’t know exactly what you’re trying to say, but I live in an earthquake zone, and I have earthquake insurance. Most people here do not. My mortgage lenders were shocked I was getting it. As far as I’m concerned, I’m being responsible to a fault, others aren’t. That doesn’t mean I don’t pitty those without flood insurance, but if you live in a flood plain & don’t have flood insurance, you’re gambling (as those who are living in an earthquake zone without insurance are).