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California insurance commissioner backs pay-as-you-drive policies
Los Angeles Times ^ | August 28, 2008 | Marc Lifsher

Posted on 08/28/2008 1:57:02 PM PDT by calcowgirl

click here to read article


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To: bethtopaz

“Mileage is reported officially twice - when you get your car smogged and when you need two service.”

Won’t trap me!

My PU is smog exempt and I do my own service.


21 posted on 08/28/2008 2:14:50 PM PDT by dalereed (both)
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To: calcowgirl

I don’t drive or own a car, do I get a rebate?


22 posted on 08/28/2008 2:15:49 PM PDT by Pylon (Remember boys, flies spread disease, so keep yours closed.)
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To: calcowgirl

Where accidents happen
Miles from home/Percentage of accidents
1 mile or less - 23 percent
2 to 5 miles - 29 percent
6 to 10 miles - 17 percent
11 to 15 miles - 8 percent
16 to 20 miles - 6 percent
More than 20 miles - 17 percent


23 posted on 08/28/2008 2:16:02 PM PDT by Between the Lines (I am very cognizant of my fallibility, sinfulness, and other limitations.)
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To: DallasDeb
But that means doing away with "group" rates where rates are normalized because you have high users and low users that balance the costs.

if you use your cell phone more than I do, do you not get charged more?

If you buy more groceries than I do, is your food bill not larger than mine?

So, if I only drive 50-100 miles a week, why should I be charged the same as a person driving 1000 miles a week with the same driving record?

24 posted on 08/28/2008 2:16:20 PM PDT by commish (Freedom tastes sweetest to those who have fought to protect it.)
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To: calcowgirl

I love the concept. As long as it is a flat examination of miles driven I have no problem with the execution. You only pay when you drive. What a concept.


25 posted on 08/28/2008 2:16:37 PM PDT by RobRoy (This is comical)
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To: EagleUSA

I recently went on vacationa and for 12 days. I did not turn on the news, log onto news websites. I purposely covered my eyes and ears to politics. It was so nice I didn’t have to be around this cr*p. But now I’m back and are falling back into my routine of paying attention to this.

UUUGGGHHH


26 posted on 08/28/2008 2:16:57 PM PDT by cups
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To: Spktyr
How are they going to monitor this?

GPS ?

Personally I've never liked the fact...that if I own 5 cars..and I'm the only driver...I have to have full insurance on every car.

I can only drive one at a time.

27 posted on 08/28/2008 2:18:53 PM PDT by Osage Orange (NOBAMA!! NO to CHANGE!!)
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To: DallasDeb

Yes, but when you have a car that does, at MOST, 250 miles a year, it’s rather silly to force you to pay for coverage time you don’t use.

Also, many states, including CA, require you to have any automobile you possess registered and insured - even if it is in boxes and crates and not operable. Staying legal in that environment is usually a huge expense.


28 posted on 08/28/2008 2:18:54 PM PDT by Spktyr (Overwhelmingly superior firepower and the willingness to use it is the only proven peace solution.)
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To: calcowgirl; SierraWasp

“His plan would base annual rates partly on the exact number of miles driven and would allow people to pay less if they drive less”

Here’s the thing. If I were a socialist leaning type, I’d love this. I don’t drive anywhere I absolutely don’t have to. I work at home, and live in a paradise, have seen more of the world than I ever wanted to, so why would I want to go anywhere?

Anytime some bureaucrat gets to throw us at his scales and determine his choice of which of us gets the goodies I get nervous. Even when it would be to my benefit.

In other words, NO!


29 posted on 08/28/2008 2:19:22 PM PDT by AuntB ( "During times of universal deceit, telling the truth becomes a revolutionary act." - George Orwell)
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To: Osage Orange

That’s in the article. You can have the odometer reading pulled by an insurance company rep on a regular basis, show them your oil change receipts, or get a tracking device installed in your car.


30 posted on 08/28/2008 2:21:24 PM PDT by Spktyr (Overwhelmingly superior firepower and the willingness to use it is the only proven peace solution.)
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To: Ron in Acreage

Yeah just like seatbelt laws were “voluntary” and magically overnight they became required.


31 posted on 08/28/2008 2:21:59 PM PDT by eXe (Si vis pacem, para bellum)
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To: calcowgirl

“The electronic monitoring would track only total miles driven and not how or where someone drives as occurs in other states and countries that have pay-as-you-drive insurance, Poizner said.”

Yeah, like I believe that one.. lol no thanks.


32 posted on 08/28/2008 2:23:25 PM PDT by eXe (Si vis pacem, para bellum)
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To: Spktyr
Well, yes, but this is actually a good idea, especially if you have a car that you don’t drive much and only use for Sunday drives, etc.

I agree. I hate paying full rate on a back-up vehicle.

33 posted on 08/28/2008 2:26:28 PM PDT by TangoLimaSierra (When the rapture comes, can I have your stuff?)
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To: Spktyr
Great....a tracking device.

One mile over the speed limit, you are ticketed...and your insurance goes up.

The possibilities are endless.........

34 posted on 08/28/2008 2:32:20 PM PDT by Osage Orange (NOBAMA!! NO to CHANGE!!)
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To: AuntB

Amen, sister..!!


35 posted on 08/28/2008 2:33:28 PM PDT by Osage Orange (NOBAMA!! NO to CHANGE!!)
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To: dalereed
"My PU is smog exempt"

Are you certain of that? Mine was too, for one year since it was 25+ years old, but they repealed that exception for vintage vehicles a couple of years ago... I've had to smog my 1976 Gimmy ever since and it really irritates me as I only drive it to the danged dump about once per quarter!!!

36 posted on 08/28/2008 2:33:48 PM PDT by SierraWasp (I'm not against the environment, just GovernMental EnvironMentalism!!! (our new state religion))
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To: AuntB; calcowgirl

Very well said, AuntB!!!


37 posted on 08/28/2008 2:36:01 PM PDT by SierraWasp (I'm not against the environment, just GovernMental EnvironMentalism!!! (our new state religion))
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To: SierraWasp

My 65 is still exempt, I just renewed the tags this month.


38 posted on 08/28/2008 2:37:29 PM PDT by dalereed (both)
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To: calcowgirl
I don't think the odometer on my old PowerWagon has worked in fifteen years.
39 posted on 08/28/2008 2:37:53 PM PDT by Carry_Okie (The environment is too complex and too important to manage by central planning.)
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To: SierraWasp
This is almost identical to the Oregone Gax Tax proposal based on miles driven...

One of Arnie's socialist appointees, Joan Borucki, was cheerleading for this in California a couple years ago. Aha... you even posted a thread!

40 posted on 08/28/2008 2:39:15 PM PDT by calcowgirl ("Liberalism is just Communism sold by the drink." P. J. O'Rourke)
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