To me it is useless to point blame unless it serves to provide a solution. We can’t look back. The fact is that we are in this mess. A solution is needed.
I don’t disagree with you that part of the solution will be to round up the guilty. Beside out right criminal behavior, pressure should be applied (or lawsuits) to recover funds from those CEOs responsible for the mess. But, that is only part of the solution.
You are kidding right? What is the purpose of laws again?
And to not hold accountable the Congress critters who pushed the Community Reinvestment Act of 1977(CRA), Financial Services Modernization Act of 1999, and then finally American Dream Downpayment Initiative(ADDI) of 2003, you think they should get a pass?
This was a monumental failure of touchy feely liberalism.