No tinfoil at all...the Dems set it all up to fail through Freddie and Fannie and blocking legislation to correct it even after Greenspan told them this would happen. You can then safely conclude who is “betting” on the fail.
Except from 1994 through 2006, both Houses of Congress were controlled by our party. Yes, I recognize that we lacked the votes to defeat a filibuster in the Senate, but that should not have stopped the House from passing reform legislation and the President from using the bully pulpit to pressure the Senate to act. As conservatives, we often preach the importance of taking responsibility for our own behavior. In this particular situation, our Rebublican representatives in Washington are as guilty as the RATS. No wonder they have a 9% approval rating.