[elkfersupper]

Gone.

Weren't adequately capitalized.

[MissyMa]

I bought a house 4 years ago with 10% down and pay PMI. I have paid off an additional 5% and have 5% more to go. It costs me roughly $130 a month but it is worth it. I am glad my bank required it because it proves they are a responsible bank. I work for them so I should know. ;o)