Screw it! Why doesn't the government just give the "minorities and low-income consumers" a house. Heck, they could call it reformations for slavery. Then maybe we wouldn't have to bail out the banks when the mortgages go bad.
you know thats a good point.
for all the money being spent on welfare, housing ‘projects’ and the like we could easily GIVE every poor person a house and call it even.
but from that point on, NO MORE HANDOUTS