True, and there is truth to the root of the problem being govt meddling. But you can't spin it yourself and maintain credibility. Either Greenspan set rates just right, or too high or too low. The answer is pretty clear when you look at the 51T in debt (nonfinancial) that we have built up.
Greenspan and the fed were part of the problem, the democrat welfare CRA and Freddie Mae and Freddie Mac are the heart of the problem. Cheap money alone does not cause the problem. It only exbasterated it after the democrat welfare plan was put in place.