[ichabod1]

I’ve been wondering the same thing. THe only thing I can come up with is that they’re looking at credit records for a lot more than making loans these days - like getting a job or an apartment.

[Richard Kimball]

Yeah, I've never had a bad debt, and can't imagine getting three months behind on a mortgage payment, barring something like losing a job and not being able to get one while I go through my savings.

Bad stuff happens to people sometimes, but I can't imagine deliberately not paying a debt.

[Oliver Boliver Butt]

I’ve been wondering the same thing. THe only thing I can come up with is that they’re looking at credit records for a lot more than making loans these days - like getting a job or an apartment.

No problem, I'm sure legislation will be forthcoming prohibiting your past credit indiscretions from being held against you.