Credit unions are full service banks that Savings and Loans could not be under the Glas-Steagle Act. They are depositor owned and responsive. Check out of your mega bank and hit a Credit Union as soon as you can. The only exception might be your home mortgage..where you can shop around. But car loans, credit cards, checking accounts and deposit accounts and stocks..they are the best deal.
Thanks for the advice. Already ditched my bank earlier this year for a CU because of dishonest on the part of the bank with regard to the “true” balance and spurious overdraft charges. The CU is a very lean, low-overhead operation by comparison. So far, have been happy with them.