> Don’t know whether this is a legitimate claim, but many people do see opportunity for personal gain in accidents.
Here in New Zealand this would have gone absolutely nowhere.
The ex-cop would have received socialized medicine paid for by ACC (Accident Compensation Commission) — a “no fault” scheme. He would have received rehabilitation to the point where he could work again — also covered by ACC. If he required mods to his house or car to help him rehabilitate — also paid by ACC.
But no windfall riches: just enough to put you back — as near as possible — to where you were before the mishap.
OSH (Occupational Safety & Health) would have investigated the workplace and found the cop shop either guilty or no. If guilty, a fine would have been applied.
No personal injury lawsuits would have been possible: it is a legal concept not recognized in New Zealand.
The system works very well.
Except for the socialized medicine.