I have already heard from 2 people that they are getting stalled on getting funds that are theirs.
Don’t know if they are Hedge funds or not, but they want their 401’s and they are getting a tap dance.
Some of us at work looked into getting our 401k money too. We were willing to pay the penalties but the Company said that we couldn't touch unless we were 55 years old or left the company. (quit, retire, etc)
So although the money in the 401k is “ours” we are not allowed to get at it. But of course more “donations” are acceptable.
Frankly I am beginning to understand the people who say get “it” now because you probably won't be able to later.