[LearsFool]

I hope the insurance company fights this. Too often they just settle.

Mine settled rather than defend me. Then they raised my rates.

I don't want to mention any names, but let's just say I wasn't in good hands after all.

[Canedawg]

That is actually the exception to the rule that that particular company usually goes by. But there are reasons why a particluar claim is settled before trial.