Because I'm not in favor of extending credit to the unemployed?
Right. Brilliant.
No matter how well the little unemployable chippy conducts
herself in the dark, the fact remains that she has no job
other than concubine. Which I doubt requires much skill.
I am gonna guess that either you are a bitter divorced guy, or will be as soon as your wife finds out you consider her nothing but a whore.
Whereupon, you'll discover that half of what you consider yours alone belongs to her by law.