[Twink]

Exactly. When I wasn’t working (or it was under the table), my husband had to sign for any account, be it cell phone, new credit card, etc. Makes sense to me. I didn’t have an income (that the IRS knew about) but I had my own credit, credit cards, etc. from before I was married.

I signed all the checks/paid all our bills but I couldn’t change the accounts on anything or open new ones unless he signed also. It makes sense to me.

[DB]

If you filed a joint income tax return it was both your income - not just “his”. In other words, if you are married his income is your income as well. “His” accumulated debts while you are married are yours as well signature or no signature.