[ponygirl]

I recently spoke to a neighbor whose husband lost his job. They were really stressed out about the mortgage since they had just lost half their income. She was still paying it, but was burning through their savings pretty quickly. The bank would not even talk to her since she hadn't defaulted on the mortgage.

She said it killed her to do it, but she just stopped paying it. Once the mortgage was 90 days overdue, Fed Ex knocked on her door with a re-fi package. No questions asked.

I kid you not.

[MrB]

Our society has become so much oriented toward

rewarding irresponsibility
and
punishing responsibility

that I’m not sure we can pull back from this “over the cliff” ride we’re on.