Much of this occurred under a GOP Congress so I blame them all.
You are right, However if you apposed the lending practices of Fannie And Freddie then you were a racist! Bush called for better over sight of these two entities in 2001, but the Democrats blocked it. Fannie and Freddie needs more funds by the way after they were given 300 billion dollars last summer! To buy up some of their toxic mortgage loan portfolios. Between the two they have 6 trillion dollars in mortgage loans out. They caused most of this mess we are in now!