...and common sense.
It greives me to live in Ca right now. But I have one son going into his senior year in HS and 2.5 years until I can take early retirement. On top of that I’m in the defense industry and starting to get nervous about this new thugocracy we have. And with the exception of my 401k turning into crap the wife and I are enjoying the best financial years of our working lives right now. Ain’t that the chits!