How about this as asuggestion:
Set the number of deductions of your W-4 so that NO income taxes are taken out. Say for 3 months or so. (set $ aside to pay next year of course) Starve the beast!
That’s fine if you have been getting a “refund” but for those that owe, may owe, or pay quarterly, be aware that you may then owe a penalty for underreporting.