Sadly, there is much truth in humor.
We need to send about 100,000,000 of those letters.
I've got people in South Carolina who are thinking about buying a car but are having a very difficult time getting a car loan. But their biggest fear is they think they may get laid off in the next six months. So if we could get credit flowing in the consumer areas, I think it would stabilize the economy more than anything else.
(So, tax, spend, debt, borrow to give to banks, to loan to people to BEGIN to make PAYMENTS just before they are laid off.
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