Posted on 03/21/2009 11:43:25 PM PDT by genghis
This sounds exactly like a retainer.
Does that mean that lawyers are charging for legal insurance?
Somebody needs to get this Doc an award for free market capitalism..and common sense. His critics need an enema.
The insurance companies and bureaucrats can't afford to have this catch on. Otherwise the next step would be comprehensive group practices doing the same thing. The step after that would be for people to only have catastrophic hospitalization insurance, plus a yearly plan with their local doctor/group.
which will do away with any need for a national health care system
Or he will have to change his rates, or not retain patients with chronic conditions (For this to work, the doc has to have the option of not renewing a patient who has a chronic condition at the end of the year).
For other patients, it is reasonable to assume that illnesses and accidents will be fairly evenly distributed over the year, and that this month's payments can be used to cover this month's expenses.
Key observation.
It is because There's few limits to their authority. The presumption of enumerated powers of government is pretty much gone. Many officials, from the local queen bee at the town hall to the State and Federal bureacracies, feel that if they say it, its the law unless some other more influential politician or agency says otherwise. If you don't like it, tough... go to court and fight government paid drone lawyers... with the high costs and lengthy delays. Good luck in anything but the clearest cases, because of the politicization of the courts, too. And, for the official... the consequences of a reversed decision are minimal.
You have described an actuarial (insurance math) solution. I think NY State is being foolish. But it is an insurance-type product.
Easy, the state is a dictatorship and can do whatever it wants. We gave them that power one slice at a time over the last 200 years. Maybe it's time to take it back.....
But it’s not single payer and according to DU the ONLY way to fix all our health problems is single payer.
So obviously this guy has to be stopped...
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