[goldstategop]

I'd love to see the law that forbids him from setting pricing for his own services and making his own payment arrangements with his patients for those services rendered. Who is harmed here? Certainly not the State Of New York!

"Show me just what Mohammed brought that was new, and there you will find things only evil and inhuman, such as his command to spread by the sword the faith he preached." - Manuel II Palelologus

[JLS]

Right and again the key difference is an insurance company is not offering medical services, it is promising to pay for your use of them. This MD is in fact promising to deliver these services. That is what makes it not insurance.