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“I’d like to learn who these deadbeat thieves are.”

I think that they’re most of us...at least that’s what the CC people call those that pay off their card monthly. Let’s see how they do without us deadbeats.

Well, even though you attempted deceit by lying you failed to convince that most of us are deadbeats or that the cc cos. call most of us deadbeats.

If that is how you feel then do the capitalist pigs one better.. lend money to people and let them and your champion, Zero, decide who has to pay you back and when. It's a Good Plan!

>>I think that they’re most of us...at least that’s what the CC people call those that pay off their card monthly.

My bank lowered the credit limit on my card dramatically (reduced by 90%) a few months ago. When I called to ask why, they explained that it was because I don’t carry a balance or use the card every month.

I told them to go ahead and lower it to $0 then becuase they can have the card back.

A manager came on the line and reinstated the limit. I told them that if they ever do that again, they will not get a second chance.

You have to be ready to cancel the card at a moment’s notice and that means keeping a low or no balance. And that’s what makes you a bad customer in their eyes. They want customers that are chained to those cards.

If you pay off all your debts monthly, they don't make much money off of you, and they think you're the problem. The CC companies and banks have a new thing going, where they sell off the actual debt, but continue to service the loan. That means it's more profitable for them to do their best to get you to incur extra fees. They do this by changing the due date, making the due date a Sunday (if it's not received by noon Friday it's late), by charging over limit fees, by changing the due amount, kicking it up by $100 on one month so if you make your payment automatically you'll pay short, by sending the bill out late, so you only have a few business days to pay it, and in some instances, charging you a late fee if you overpay and have a positive balance.

They're in the scramble mode right now. The banks have a ton of bad debt. That's one of the reasons they got the new bankruptcy laws through, which prevents you from discharging CC debt through bankruptcy. When you add this to the bankrupt local, state, and federal governments, and the declining manufacturing base, a lot of people are going to find out that the fact that they have money is all that's necessary for others to try and take it.