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What happen to the Commerce clause of the Constitution? Why are not isurers able to cross state borders. Do really think Maine, with just a million people and no one north of them can support healthy insurance competition? Why can there not be a handful of well capitalized insurers that don't have to pay off, hire, bribe, pander, deal with each state legislature? Further. "....is a government-sponsored health plan that would be available as an alternative to, and in competition..."

Ah, yes the Freddie Mac/Fannie Mae option. That is a large, expensive, politically connected( that did Raines get paid, 100mill for driving FM into the ground?)

I bet you can not wait to pay the health care of 30-40-50 million plus illegals! Yeah baby, come on north!

Anyone who is tempted to drink the Kool-Aid on that "access to insurers across state lines" argument should keep in mind that state oversight of any industry is very much in line with the Tenth Amendment to the U.S. Constitution.

Some states have excessive regulation and idiotic requirements that make insurance prohibitively expensive. And yet some states with a reputation for very expensive insurance policies also have some of the most solid insurance companies in the industry because of the very stringent regulations. I'll cite New York as a perfect case in point. An insurance company that meets the regulatory requirements of New York State can rightly tout itself as one of the most reputable, reliable insurance companies in the nation.