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To: rwfromkansas

I should say I would be okay with a small rate increase for those with some severe preexisting conditions, such as heart disease etc.

But, not outrageous and no outright denial of coverage or waivers limiting coverage for a specific condition.


25 posted on 08/13/2009 11:52:34 AM PDT by rwfromkansas ("Carve your name on hearts, not marble." - C.H. Spurgeon)
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To: rwfromkansas

So health insurance companies should effectively be forced to give money to people with severe preexisting conditions who apply for coverage?

What if I just don’t bother to get health insurance now because I’m healthy and don’t want to pay for it. And hey, if I discover I have some condition I can always get coverage then.

It’s called adverse selection, and it means you can’t mandate coverage of people with preexisting conditions unless you mandate that everyone purchase insurance (and even then there are numerous problems).


26 posted on 08/13/2009 12:59:53 PM PDT by Arguendo
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