Health care is not a right, but, often it is a necessity. Mostly, it comes at an inconvenient time. Over my lifetime somewhere near a $100,000 was put into health insurance in my name. When I lost my health insurance, I was not able to call upon that to help cover my expenses. (If you want to get rid of a health insurance salesman, just, say diabetes.) Medical bills are overinflated, because, medicine has to pay for the must treat government mandated users. Health insurance is covering the uninsured and is already taxing everyone who buys anything as a pass along business expense.
A solution is to add a tax onto all products to cover health care, so that, when Jose buys a Grande Mac he is paying for health care. Jose is doing this now, without a tax, but, since, private health care has to make up for Jose not paying his fair share, in higher prices for that Grande Mac. The government’s problem with corporate health insurance is that it is not taxed and is a business expense passed onto the consumer. Taxing brings in the intrusive hand of government, who will tell Jose he cannot have that Grande Mac because it is unhealthy.
My solutions:
1. Tort reform. (A side affect or socialization, since you can’t sue the government or its employees. So lawyers, you better support reform instead of nationalization.)
2. Universal access, but, let the market determine rates.
3. An FDIC like fund where insurance companies can purchase catastrophic insurance and fund the uninsured.
4. Keep the government out of decisions.
TORT REFORM FIRST
Wait AT LEAST a full year to see what changes evolve in medical care as a result of that.
IF the Congress wishes to pass a pilot HealthCare program that would MANDATE that all Federal employees, including themselves, be enrolled in, that would be fine with me, too. Let’s see how well they can design something that they and their union and non-union buddies are required to purchase. Of course, ANYONE else would be allowed to VOLUNTARILY enroll in that program at any time for the same premium.
Let’s see how what type of “money saving”, “excellent”, “desirable”, “keep doctor”, “public” health care program that they design for themselves and their minions first.
PROVE IT FIRST, Dear Leader and CONGRESS