[RDasher]

It seems to me we do have interstate competition now. All the major carriers sell policies in all the states. They are however each tailored to individual states insurance laws, which in themselves stifle competition. There are just too many state and federal mandates in health insurance.

[Rick_Michael]

ERISA allow corporations relative flexibility in purchasing plans nationwide, but not small business. I think the more proficient way is to allow business interstate competition w/pooled coverage and allow the employee the chose and extent of their coverage.

Some folks dont’ need prenatal care, psychs, acupuncture, etc....