And you are missing the bigger point that all of those costs that you point to are based on the notion of rampant malpractice lawsuits. A notion that has no basis in fact.
While I don't agree with the new law here in TN for legal reasons, I think it is all that is needed to avoid "frivolous" claims. Before you can bring suit, you have to take the claim before a certification board that has to determine your claim has merit.
Now, what happens if democRATS control the "certification board"? Imagine a panel of Howard Deans.