[Graybeard58]

I am trying to figure out how someone can have their home for 24 years and not have it all but paid off.

My wife and I paid off a 15 year mortgage in a little over 8 years and as I noted before, we and the tax assessor now own it.

[Jacquerie]

. . . we and the tax assessor now own it.

We pay our real estate taxes quarterly. Four times a year I personally go to our county tax collector office and say loud enough for many to hear, "I'm here to pay my rent." It used to draw lots of stares, but now only the new hires drop their jaws.