Your bill only goes up if you are stupid enough to keep your insurance.
Under the Baucus bill, you can drop your insurance, pay the government some small tax, less than $1000 a year (much less than the cost of insurance).
And if you actually get sick, you can sign up for insurance AT THE HOSPITAL ER as you check in, and start paying your low monthly premiums a month after you get your free medical care.
Because they can’t charge you more, and they can’t exclude pre-existing conditions, there’s no point of having insurance at all, until you actually NEED it.
Of course, this will only work until too many people figure it out, then the insurance costs will be so high you won’t be able to afford the monthly premiums at all, the insurance companies will go broke, and everybody will have crappy government insurance paid for by Bill Gates.
I think most of the legislation being discussed by the Democrats allows insurance companies to charge more for people with pre-existing conditions. But there’s a limit on how much more they can charge for older people and people with pre-existing conditions. That limit is way below the current difference in insurance rates. So the lower rates that would be legislated for the elderly and people with pre-existing conditions have to be offset by higher rates for younger people and healthy people. Thus these bills are all effectively big tax increases for young and healthy people to pay for insurance for the poor, elderly, and unhealthy people. These democrat plans are all big schemes to tax away and redistribute income from young people, higher income people, and people who’ve taken care of their health. It’s typical liberal politics to punish responsibility and success and reward irresponsibility.