You are not forced to buy auto insurance.
Unless you choose to drive. Then you assume risk for yourself and other drivers.
And the government does not tell you you only can buy the policy they recommend. You probably have 10 company options with other policy modifications.
Now if the government owns the insurance company, then we have a problem.
Re: ...............”Now if the government owns the insurance company, then we have a problem”
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And that, of course, is the eventual goal of these Marxists!