[Secret Agent Man]

Don’t wait, cash them out if you’re worried. Take the hit now, better to have 80% than 0%.

[SkyDancer]

I’ll be 25 next month ... just starting out ....

[raybbr]

Don’t wait, cash them out if you’re worried. Take the hit now, better to have 80% than 0%.

This is my conundrum. I have a bit over $100k and am out of work. I really don't see any hope of finding a job that paid anywhere near what I was making in CT.

My wife has a real good job. We have two young children.

My thinking is this: If I leave it in and wait till I am 65 (fifteen years) the taxes on withdrawal will equal the penalty now, IMO.

I was lucky. I put the money in the money market before the crash and actually made about 3% last year but lost nothing the year before.

I just hate the idea of giving up about 45% of my cash in one fell swoop.

[Arthur McGowan]

Wait, wait...Your money’s not here...It’s in Joe’s house, and the Kennedy house, and Mrs. Maitland’s house...I beg you not to do this thing. Don’t you see what’s happening?...Potter isn’t selling...Potter’s buying.