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I have a friend/former co-worker, age 59, whose wife tried to start a small business. Didn't work out and they were digging themselves out of their debt when he got sh*t-canned on a Thursday last September with no warning. It wasn't that he wasn't doing his job or didn't have work to do; Corporate just decided to cut a million out of their budget and he was a target. Last I heard from him he was still unemployed but being very upbeat. He was a recruiter/HR type, so obviously there aren't a lot of jobs out there for him.

BTW, I work with an 80-year-old who still works even though he could comfortably retire. We have special technical skills that are typically in demand, particularly by defense firms. I'm taking grad courses, on my company's dime, of course, to expand my knowledge and make me even more versatile in the job market when I start looking around for another position.

There are a million stories ... of lost work and retained faith... I hope your friend finds a way out... and your plan is a good one — make yourself versatile - look out for trends and new opportunities ....

An HR/Recruiter could start a home based - internet based business - recruiting specialty type employees for various firms... a personal touch... perhaps not high volume - but with lower costs operating from home - perhaps it would work.