RE: “If and when I get a refund, it is because I overpaid!”
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If you had a decent accountant you would not be overpaying in the first place. Why do you want to give the govt. a free loan of your money? The OBJECT is to come out even, not have to pay more, and not get a ‘refund.’
In a perfect world overpaying would not be an issue. Problem is many self employed people overpaid this past year.Their incomes dropped and they were making quarterly payments reflecting the previous years tax liability.