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Twenty Things You May Not Know About ObamaCare
American Catholic ^ | March 22, 2010

Posted on 03/22/2010 1:59:02 PM PDT by NYer


Obama Obey

Now that ObamaCare has become law rather than just the fevered dream of leftie bloggers, it is time to begin discovering what is in it. David Hogberg begins the process at Investor’s Business Daily.

1. You are young and don’t want health insurance? You are starting up a small business and need to minimize expenses, and one way to do that is to forego health insurance? Tough. You have to pay $750 annually for the “privilege.” (Section 1501)

2. You are young and healthy and want to pay for insurance that reflects that status? Tough. You’ll have to pay for premiums that cover not only you, but also the guy who smokes three packs a day, drink a gallon of whiskey and eats chicken fat off the floor. That’s because insurance companies will no longer be able to underwrite on the basis of a person’s health status. (Section 2701).

3. You would like to pay less in premiums by buying insurance with lifetime or annual limits on coverage? Tough. Health insurers will no longer be able to offer such policies, even if that is what customers prefer. (Section 2711).

4. Think you’d like a policy that is cheaper because it doesn’t cover preventive care or requires cost-sharing for such care? Tough. Health insurers will no longer be able to offer policies that do not cover preventive services or offer them with cost-sharing, even if that’s what the customer wants. (Section 2712).

5. You are an employer and you would like to offer coverage that doesn’t allow your employers’ slacker children to stay on the policy until age 26? Tough. (Section 2714).

6. You must buy a policy that covers ambulatory patient services, emergency services, hospitalization, maternity and newborn care, mental health and substance use disorder services, including behavioral health treatment; prescription drugs; rehabilitative and habilitative services and devices; laboratory services; preventive and wellness services; chronic disease management; and pediatric services, including oral and vision care.

You’re a single guy without children? Tough, your policy must cover pediatric services. You’re a woman who can’t have children? Tough, your policy must cover maternity services. You’re a teetotaler? Tough, your policy must cover substance abuse treatment. (Add your own violation of personal freedom here.) (Section 1302).

7. Do you want a plan with lots of cost-sharing and low premiums? Well, the best you can do is a “Bronze plan,” which has benefits that provide benefits that are actuarially equivalent to 60% of the full actuarial value of the benefits provided under the plan. Anything lower than that, tough. (Section 1302 (d) (1) (A))

8. You are an employer in the small-group insurance market and you’d like to offer policies with deductibles higher than $2,000 for individuals and $4,000 for families? Tough. (Section 1302 (c) (2) (A).

9. If you are a large employer (defined as at least 101 employees) and you do not want to provide health insurance to your employee, then you will pay a $750 fine per employee (It could be $2,000 to $3,000 under the reconciliation changes). Think you know how to better spend that money? Tough. (Section 1513).

10. You are an employer who offers health flexible spending arrangements and your employees want to deduct more than $2,500 from their salaries for it? Sorry, can’t do that. (Section 9005 (i)).

Go here to read the rest. The first impact most voters will feel from ObamaCare will be increased cost for the private insurace that they pay for or their employers pay for as none of these government mandates pay for themselves. As I pay every cent of my own insurance I am especially appreciative of that fact and can’t wait to thank the politicians responsible for this at the polls in November.


TOPICS: Business/Economy; Culture/Society; Government; Politics/Elections
KEYWORDS: healthcare; insurance; obama; obamacare

1 posted on 03/22/2010 1:59:03 PM PDT by NYer
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To: netmilsmom; thefrankbaum; markomalley; Tax-chick; GregB; saradippity; Berlin_Freeper; Litany; ...

Ping!


2 posted on 03/22/2010 1:59:36 PM PDT by NYer ("Where Peter is, there is the Church." - St. Ambrose of Milan)
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To: NYer

for later reading.


3 posted on 03/22/2010 2:00:36 PM PDT by WinOne4TheGipper (Truthers to the Left of me, Birthers (pretending to be) to the Right of me!)
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To: NYer; Owl_Eagle; Sam's Army; Darksheare; pissant; najida; r-q-tek86; blackie; Rightly Biased; ...

PING!!!


4 posted on 03/22/2010 2:01:15 PM PDT by Jersey Republican Biker Chick (Cleverly disguised as a responsible adult.)
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To: NYer
1. You are young and don’t want health insurance? You are starting up a small business and need to minimize expenses, and one way to do that is to forego health insurance? Tough. You have to pay $750 annually for the “privilege.” (Section 1501)

No to worry! Now you can be a slacker and have your parents pick up your insurance bill until you're 26.

5 posted on 03/22/2010 2:02:06 PM PDT by curiosity
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To: NYer
U.S.S.A. bump
6 posted on 03/22/2010 2:03:13 PM PDT by Dajjal (Obama is an Ericksonian NLP hypnotist.)
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To: Jersey Republican Biker Chick

That isn’t the half of it!


7 posted on 03/22/2010 2:05:52 PM PDT by blackie
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To: NYer

Well when it gets implemented I’m signing up for lots of preventative care. Does it include messages and acupuncture? Also I think I will need substance abuse treatment even if I don’t use, and anger management treatment which I really will need. Also, I will be depressed and need therapy and lots of psych drugs which I may forget to take. Economic terrorism will accelerate the collapse. We may have to tear it all down before we can rebuild our nation.


8 posted on 03/22/2010 2:06:34 PM PDT by outofstyle (Anti-socialist)
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.


9 posted on 03/22/2010 2:09:09 PM PDT by loungitude (The truth hurts.)
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To: NYer

You either go out of business, or lower your wages and raise your product prices... ok, so you go out of business.


10 posted on 03/22/2010 2:12:40 PM PDT by bgill (The framers of the US Constitution established an entire federal government in 18 pages.)
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To: NYer
You’re a single guy without children? Tough, your policy must cover pediatric services.

Also the insurance companies must charge men and women the same exact amount, redistributing wealth from men to women as women have higher medical costs. On car insurance though, women will continue to enjoy lower premiums. Heads women win, tails men lose.

11 posted on 03/22/2010 2:13:12 PM PDT by Reeses (All is vanity)
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To: NYer
Last week one of the White House press pukes asked Gibbs about the "gun control provision" in the hc bill and I haven't been able to find anyone who knows anything about this.

Anyone know?

12 posted on 03/22/2010 2:13:21 PM PDT by Deb (Beat him, strip him and bring him to my tent!)
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To: NYer
One question: how about minortities? Do they have to pay for it AT ALL? They get it now and don't pay, so I was just wondering.

If not, we - the working people - will just be paying to get the "poor" off medicare and into the government "cadillac" plan.

One thing is for sure, obama wasn't lying to Joe the Plumber...redistribution is rampant.

When you rob Peter to pay Paul...Paul will always be glad and love the robber....
13 posted on 03/22/2010 2:14:45 PM PDT by FrankR (Those of us who love AMERICA far outnumber those who love obama - your choice.)
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To: NYer

Our local talk show on KSEV hosted by Texas Senator Dan Patrick was talking about the 4% tax on proceeds from the sale of private residences and the 3.8% tax on passive income - ahhhhh Obamacare - the gift that keeps on giving!


14 posted on 03/22/2010 2:17:34 PM PDT by texgal (end no-fault divorce laws return DUE PROCESS & EQUAL PROTECTION to ALL citizens))
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To: NYer
Several years ago I sold my house and moved 75 miles. The first several years I traveled 90 miles for primary care appointments. The last 6 months I have been looking for a new primary care physician and have not have much success . Most doctors in this area are not accepting new patients.

Imagine 30 million new patients with insurance plans that pay the providers 60% of the treatment cost. there will be no doctors accepting new patients and they will all end up back in the ER for primary care. The good news is we get this for only 940 billion.

15 posted on 03/22/2010 2:24:57 PM PDT by JIM O
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To: NYer

I can’t find my birth certificate and my step father left my mom, but still has health insurance. Can I stay on his plan without proving my date of birth?


16 posted on 03/22/2010 2:28:15 PM PDT by sanjuanbob
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To: NYer
MONDAY'S GREGALOGUE: DADDY GOT US A PONY!

So what did we learn this weekend? That the health care reform bill is such a big idea that it doesn't matter what's in it. It's such a big idea, in fact, that that's all those dopes voted for - the idea. Because they really don't know what's in the bill anyway. They couldn't have - it's 2,700 pages. This was, essentially, a "yes" vote on Shangri-la.

The argument was never about health care. It was about whether America can survive when strapped with another massive entitlement program, one in which we've been deceived about cost. Essentially Nancy Pelosi and Barack Obama (Obamalosi, for short) looked at our crumbling economy, weighed down by three massive entitlement programs (Social Security, Medicare, Medicaid), and thought: let's have a fourth. Let's go all in on unfunded entitlements.

The worst part? The lies. Seriously: How can anyone say this is going to save money?

I wanna show you a graph from Nick Gillespie's great piece at Reason.com

Check out the estimated cost of Medicare. 12 billion. Now check out its actual cost. 110 billion. They were only off by 900 percent.

Welcome to Greece, people. Jump in, the water's warm.

Let's look at all arguments for health care. First they tried to sell the thing on moral grounds. Didn't work. Then on efficiency grounds. Still didn't work. Then they switched to saving money. Thirty million new people to insure, and somehow they convinced themselves it'll save us money! Using the same logic, we should insure Canada too! We'd really be saving cash then!

Look - universal health care is a beautiful idea. But so is getting a pony for your fifth birthday.

When daddy argues with little Susie over that pony, she doesn't care about how they're going to afford the pony. She doesn't care if they have to mortgage the house to pay for the pony. She just wants that pony.

But see, daddy is supposed to know that. And daddy isn't supposed to actually buy the pony! And, most of all, he isn't supposed to tell everyone in earshot that it's cheaper having that pony - than having a car.

But he just did. And the media, and the Dems - fell in line like a classroom of five year old girls.

They didn't just buy the pony. They just bought the whole damn farm.

17 posted on 03/22/2010 2:29:14 PM PDT by newfreep (Palin/DeMint 2012 - Bolton: Secy of State)
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To: NYer

No problem. If I run out of money I’ll just steal it from the neighborhood Democrats. That’s how we do things in Obama’s America.


18 posted on 03/22/2010 2:30:19 PM PDT by Soothesayer (The United States of America Rest in Peace November 4 2008)
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To: JIM O
"Most doctors in this area are not accepting new patients"

That's what my Dr told me months ago - they will not take new patients and particularly Medicare as the payments are too low and slow.

19 posted on 03/22/2010 2:45:50 PM PDT by WestCoastGal
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To: NYer

This bill is an act of war against We the People.


20 posted on 03/22/2010 2:55:52 PM PDT by CodeToad
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To: outofstyle
Does it include messages and acupuncture?

I believe you meant to say "massages".

And while you are signing up for preventative care, be sure to schedule yourself for an abortion. Male or female, they'll put you on the calendar and check you out.

21 posted on 03/22/2010 2:56:36 PM PDT by NYer ("Where Peter is, there is the Church." - St. Ambrose of Milan)
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To: Reeses
Heads women win, tails men lose.

Actually ... no. Women pay more for a haircut than men. (pun intended :-)

22 posted on 03/22/2010 2:58:44 PM PDT by NYer ("Where Peter is, there is the Church." - St. Ambrose of Milan)
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To: curiosity

I refuse to buy insurance for my adult children.


23 posted on 03/22/2010 3:17:13 PM PDT by Scotsman will be Free (11C - Indirect fire, infantry - High angle hell - We will bring you, FIRE)
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To: outofstyle

Don’t forget joining the local gym for physical rehab.


24 posted on 03/22/2010 3:17:57 PM PDT by Scotsman will be Free (11C - Indirect fire, infantry - High angle hell - We will bring you, FIRE)
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To: newfreep
So what did we learn this weekend?

That this congress and president can do just about anything they want unless this is stopped. They could vote that everybody buy and wear purple leisure suits or face a fine and go to jail..

25 posted on 03/22/2010 4:05:13 PM PDT by EVO X
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To: Scotsman will be Free
Seriously, I think the slacker option is the way in which the dems are trying to prevent their plan from alienating the youth vote.

It's true that premiums will skyrocket for 20-somethings as a result of Obamacare, but the Dems are counting on the proposition that they won't care because they'll just stay on their parents' policies.

We'll see if that works.

26 posted on 03/22/2010 5:14:28 PM PDT by curiosity
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To: NYer

bttt


27 posted on 03/22/2010 5:32:13 PM PDT by kevao
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To: NYer

28 posted on 03/22/2010 5:34:26 PM PDT by cartoonistx
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To: NYer

9. If you are a large employer (defined as at least 101 employees) and you do not want to provide health insurance to your employee, then you will pay a $750 fine per employee (It could be $2,000 to $3,000 under the reconciliation changes). Think you know how to better spend that money? Tough. (Section 1513).

does this mean full time employees?


29 posted on 03/22/2010 8:07:18 PM PDT by annelizly
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To: NYer

bttt


30 posted on 03/22/2010 8:13:28 PM PDT by timestax (CNNLIES..BIG TIME)
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To: Deb; NYer; Eaker; humblegunner; Squantos
Last week one of the White House press pukes asked Gibbs about the "gun control provision" in the hc bill and I haven't been able to find anyone who knows anything about this.

If they want the guns they must first receive the ammunition. Of course, this is a moot point. All of my guns fell into the lake during an unfortunate boating accident.

31 posted on 03/22/2010 8:14:42 PM PDT by Grizzled Bear (Does not play well with others.)
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To: Pride in the USA; Stillwaters

ping


32 posted on 03/22/2010 8:28:55 PM PDT by lonevoice (If Fox News is the only outlet reporting it, did it really happen?)
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To: Grizzled Bear; Deb; NYer; Eaker; humblegunner; Squantos

A search brought up an old article. I know years ago some peditricians were asking about guns in the home. (Ours never did though).

By: Susan Ferrechio (GAO)
Chief Congressional Correspondent
November 24, 2009

The Senate’s 2,074-page health care bill doesn’t mention guns, but some gun owners are worried certain provisions could eventually be used to discourage or even restrict gun ownership as part of a government effort to influence behavior as it broadens its control over the health care system.

The day before the Senate passed the $848 billion health bill on a party-line vote, the Virginia-based Gun Owners of America sent out a mass alert to its 300,000 members, warning them that the legislation “will most likely dump your gun-related health data into a government database. ... This includes any firearms-related information your doctor has gleaned or any determination of post traumatic stress disorder or something similar, that can preclude you from owning firearms.”

[View Complete Article at WashingtonExaminer.com]


33 posted on 03/22/2010 8:38:09 PM PDT by 21twelve (Having the Democrats in control is like a never-ending game of Calvin ball. (Giotto))
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To: NYer
the bishops are OK with all this. As Arch Dolan said, "We've wanted healthcare for years."

Just don't have an explicit abortion provision in there, and don't forget to give people the right to have a conscience.

34 posted on 03/23/2010 11:07:00 AM PDT by the invisib1e hand (let the rich eat the rich.)
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To: 21twelve

Thanks. Good find.


35 posted on 03/23/2010 12:07:42 PM PDT by Deb (Beat him, strip him and bring him to my tent!)
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